# Bloom Financials

> Making Accounting Better!

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## Posts

- [UK Tax rates, tax thresholds, tax bands, and tax allowances for the 2026/27 and 2025/26 tax years](https://bloomfinancials.com/uk-tax-thresholds-bands-allowances/)
- [Is there VAT on train tickets in the UK? Understanding passenger transport rules](https://bloomfinancials.com/is-there-vat-on-train-tickets-in-the-uk/)
- [Do UK charities pay Corporation Tax?: Understanding tax exemptions](https://bloomfinancials.com/uk-charities-corporation-tax-exemptions/)
- [The VAT margin scheme explained: How it works and who is eligible](https://bloomfinancials.com/vat-margin-scheme-explained/)
- [Everything You Need to Know to Register as an Employer with HMRC](https://bloomfinancials.com/register-as-an-employer-with-hmrc/)
- [What is P800, and how does HMRC calculate it?](https://bloomfinancials.com/what-is-p800-and-how-does-hmrc-calculate-it/)
- [What is the official HMRC director’s loan interest rate?](https://bloomfinancials.com/hmrc-directors-loan-interest-rate/)
- [New quarterly tax reporting rules could catch thousands unprepared](https://bloomfinancials.com/new-quarterly-tax-reporting-rules/)
- [How to request your HMRC Corporation Tax activation code and get started](https://bloomfinancials.com/request-hmrc-corporation-tax-activation-code/)
- [Is MTD for Corporation Tax Coming? Here’s What You Need to Know](https://bloomfinancials.com/is-mtd-for-corporation-tax-coming/)
- [Is There VAT on Insurance in the UK? Understanding Insurance Premium Tax (IPT)](https://bloomfinancials.com/understanding-insurance-premium-tax-ipt/)
- [HMRC Alerts Highlight Self Assessment Scams: How to Protect Yourself](https://bloomfinancials.com/hmrc-alerts-highlight-self-assessment-scams/)
- [How Bloom team Helps You Buying Commercial Property using SIPP](https://bloomfinancials.com/buying-commercial-property-using-sipp/)
- [Understanding the M1 Tax Code: A Complete Guide for UK Taxpayers](https://bloomfinancials.com/m1-tax-code/)
- [Business Valuation: 6 Best Methods for Valuing a Company](https://bloomfinancials.com/business-valuation/)
- [Is Corporation Tax a Direct Tax? Direct vs. Indirect Taxation Explained](https://bloomfinancials.com/is-corporation-tax-a-direct-tax-direct-vs-indirect-taxation-explained/)
- [Rates and thresholds for employers 2025 to 2026](https://bloomfinancials.com/rates-and-thresholds-for-employers-2025-to-2026/)
- [Who are M&A (mergers and acquisitions) Advisors and What Do They Do?](https://bloomfinancials.com/who-are-ma-mergers-and-acquisitions-advisors-and-what-do-they-do/)
- [Can You Pay UK Corporation Tax in Instalments? QIPs and Time to Pay Explained](https://bloomfinancials.com/can-you-pay-uk-corporation-tax-in-instalments-qips-and-time-to-pay-explained/)
- [Small Business Accounting Tips from Bloom’s Expert Accountants](https://bloomfinancials.com/small-business-accounting-tips-from-blooms-expert-accountants/)
- [What is VAT Exemption? Understanding Exempt Goods, Services, and Partial Exemption](https://bloomfinancials.com/what-is-vat-exemption/)
- [CIS monthly return deadline: When and how to file your CIS return](https://bloomfinancials.com/cis-monthly-return-deadline-when-and-how-to-file-your-cis-return/)
- [Why Every UK Business Needs a Business Continuity Plan in 2025](https://bloomfinancials.com/why-every-uk-business-needs-a-business-continuity-plan-in-2025/)
- [Mortgage Calculator: The 5-Minute Way to Know What You Can Really Afford](https://bloomfinancials.com/mortgage-calculator/)
- [DWP Christmas Bonus Payment: what it is, who gets it, and how to make sure you don’t miss out in 2025](https://bloomfinancials.com/dwp-christmas-bonus-payment-what-it-is-who-gets-it-and-how-to-make-sure-you-dont-miss-out-in-2025/)
- [Planning for Success: Who Needs a Business Plan & How Bloom Financials Powers It](https://bloomfinancials.com/planning-for-success-who-needs-a-business-plan-how-bloom-financials-powers-it/)
- [Understanding Internal Audit: Essential for UK Businesses' Success](https://bloomfinancials.com/understanding-internal-audit-essential-for-uk-businesses-success/)
- [Projects Audit: Ensuring Success and Financial Integrity for UK Businesses](https://bloomfinancials.com/projects-audit-ensuring-success-and-financial-integrity-for-uk-businesses/)
- [What UK pensioners need to know about the HMRC Pensioner Bank Deduction in October 2025](https://bloomfinancials.com/what-uk-pensioners-need-to-know-about-the-hmrc-pensioner-bank-deduction-in-october-2025/)
- [Companies House IDV UK: Complete 2025 Guide to Checking Your Identity](https://bloomfinancials.com/companies-house-idv-uk-complete-2025-guide-to-checking-your-identity/)
- [HMRC to go after pension savers who returned their lump sum](https://bloomfinancials.com/hmrc-to-go-after-pension-savers-who-returned-their-lump-sum/)
- [Full Guide to Understanding Unsecured Personal Loans](https://bloomfinancials.com/full-guide-to-understanding-unsecured-personal-loans/)
- [Freelance on the Side: How Much Tax Do I Pay?](https://bloomfinancials.com/freelance-on-the-side-how-much-tax-do-i-pay/)
- [Top 10 Best passive income ideas for beginners in the UK](https://bloomfinancials.com/top-10-best-passive-income-ideas-for-beginners-in-the-uk/)
- [Complete Guide to the Government Gateway ID for UK Taxpayers and Business Owners](https://bloomfinancials.com/complete-guide-to-the-government-gateway-id/)
- [A Comprehensive Guide to VAT Returns and Making Tax Digital (MTD) for UK Businesses](https://bloomfinancials.com/guide-to-vat-returns-and-making-tax-digital-mtd-for-uk-businesses/)
- [How to Get and Understand Your Postponed Import VAT Statement (PIVA)](https://bloomfinancials.com/understand-your-postponed-import-vat-statement/)
- [How the UK Personal Allowance Tax Raise 2025 Will Impact Your Taxes](https://bloomfinancials.com/uk-personal-allowance-tax-raise-2025/)
- [How Accountancy Can Benefit Your Restaurant, Cafe, or Takeaway Business](https://bloomfinancials.com/how-accountancy-can-benefit-your-restaurant-cafe-or-takeaway-business/)
- [Your Trusted Accountants in Central London – Bloom Financials, W1J 6BD](https://bloomfinancials.com/accountants-in-central-london/)
- [Neobanks and Freelancers: How the Gig Economy is Reshaping Financial Services](https://bloomfinancials.com/neobanks-and-freelancers-how-the-gig-economy-is-reshaping-financial-services/)
- [Top Financial Services in Mayfair - Visit Bloom Financial in Berkeley Square](https://bloomfinancials.com/top-financial-services-in-mayfair/)
- [Themed Video Games Remain Popular Among Gamers](https://bloomfinancials.com/themed-video-games-remain-popular-among-gamers/)
- [Blackcat and the Digital Banking Revolution: Redefining Financial Freedom](https://bloomfinancials.com/blackcat/)
- [How to Conduct an Effective Trademark Search: Tips for European Businesses](https://bloomfinancials.com/how-to-conduct-an-effective-trademark-search-tips-for-european-businesses/)
- [How the South African Workforce Enhances UK Business Operations](https://bloomfinancials.com/how-the-south-african-workforce-enhances-uk-business-operations/)
- [How Technology is Reshaping Talent Acquisition: Lessons for Business Leaders](https://bloomfinancials.com/how-technology-is-reshaping-talent-acquisition-lessons-for-business-leaders/)
- [Scammers Stole £47m from HMRC Phishing Attack](https://bloomfinancials.com/scammers-stole-47m-from-hmrc-phishing-attack/)
- [Why it's important to pick the right chartered accountants for your business growth in 2025](https://bloomfinancials.com/why-choosing-the-right-chartered-accountants-matters-in-2025/)
- [What Businesses Need to Know About MTD ITSA](https://bloomfinancials.com/what-businesses-need-to-know-about-mtd-itsa/)
- [What MTD (Making Tax Digital) Means for UK SMEs in 2025](https://bloomfinancials.com/making-tax-digital-smes-2025/)
- [The Desert Calls: Explore the Emirates Behind the Wheel](https://bloomfinancials.com/the-desert-calls-explore-the-emirates-behind-the-wheel/)
- [How Do You Stay Polished During Back-to-Back Meetings?](https://bloomfinancials.com/how-do-you-stay-polished-during-back-to-back-meetings/)
- [Jet Lag? So Over. Traffic? No Chance. Drive Dubai Like You Own The Place](https://bloomfinancials.com/jet-lag-so-over-traffic-no-chance-drive-dubai-like-you-own-the-place/)
- [Navi Auto Transport vs Sherpa Auto Transport: Why Navi Stands on Top](https://bloomfinancials.com/navi-auto-transport-vs-sherpa-auto-transport-why-navi-stands-on-top/)
- [How a Sole Trader Can Maximise Profit with an Amazon Haul](https://bloomfinancials.com/maximise-profit-amazon-haul/)
- [Comprehensive Guide to Joint Bank Accounts for UK Residents](https://bloomfinancials.com/joint-bank-accounts-for-uk-residents/)
- [Student Finance England Contact: Phone Number, Email, and Support Guide](https://bloomfinancials.com/student-finance-england-contact/)
- [HMRC Confirms Increase in Child Benefit Weekly Payment: What This Means for Families in 2025](https://bloomfinancials.com/hmrc-confirms-increase-in-child-benefit-weekly-payment/)
- [Tax Code 1257l: Understanding Its Role in UK Taxation](https://bloomfinancials.com/uk-tax-code-1257l/)
- [Mortgage Interest Rates UK: Comprehensive Guide 2025](https://bloomfinancials.com/mortgage-interest-rates-uk/)
- [Why Asset Security is as Important as Asset Growth in Financial Planning](https://bloomfinancials.com/why-asset-security-is-as-important-as-asset-growth-in-financial-planning/)
- [Aligning Your Wealth Building Goals With Lifestyle Aspirations](https://bloomfinancials.com/aligning-your-wealth-building-goals-with-lifestyle-aspirations/)
- [Share Capital: Weighing the Advantages and Disadvantages for Your Business](https://bloomfinancials.com/share-capital-weighing-the-advantages-and-disadvantages-for-your-business/)
- [Comprehensive Guide to the Confirmation Statement (CS01) for UK Companies](https://bloomfinancials.com/cs01/)
- [HMRC Ending Online Accounts and Tax Filing Service](https://bloomfinancials.com/hmrc-ending-online-accounts-and-tax-filing-service/)
- [Skilled Worker Visas and Asylum Claims in the UK: A Complete Guide for 2025](https://bloomfinancials.com/skilled-worker-visas-and-asylum-claims-in-the-uk/)
- [Pay Self-Assessment Tax in the UK: A Complete Guide for 2025](https://bloomfinancials.com/pay-self-assessment-tax/)
- [What Does Tax Code 1263L Mean?](https://bloomfinancials.com/tax-code-1263l/)
- [HMRC Pension Error: A Comprehensive Guide for UK Pensioners](https://bloomfinancials.com/hmrc-pension-error/)
- [Creating a Resilient Wealth Strategy in Uncertain Times](https://bloomfinancials.com/creating-a-resilient-wealth-strategy-in-uncertain-times/)
- [A Complete Guide to HMRC Savings Tax in 2025](https://bloomfinancials.com/a-complete-guide-to-hmrc-savings-tax-in-2025/)
- [LISA Withdrawal Charges Explained – Avoid Penalties & Fees (2025 Guide)](https://bloomfinancials.com/lisa-withdrawal-charges-explained-avoid-penalties-fees-2025-guide/)
- [P11D & P11D Deadline: Essential Guide for UK Businesses & Employees](https://bloomfinancials.com/p11d-deadline-essential-guide-for-uk-businesses-employees/)
- [EORI Number: A Complete Guide for UK Businesses in 2025](https://bloomfinancials.com/eori-number-a-complete-guide-for-uk-businesses-in-2025/)
- [Introduction to FRS 102: What Is It & Why It Matters?](https://bloomfinancials.com/introduction-to-frs-102-what-is-it-why-it-matters/)
- [Tax Implications of Low Turnover for Limited Companies in the UK](https://bloomfinancials.com/tax-implications-of-low-turnover-for-limited-companies-in-the-uk/)
- [Capital Gains Tax (CGT) in the UK: A Comprehensive Guide for 2025](https://bloomfinancials.com/capital-gains-tax-in-the-uk/)
- [Liquidation of Business in the UK: A Complete Guide for Business Owners](https://bloomfinancials.com/liquidation-of-business-in-the-uk/)
- [Ultimate Guide to SMEs in the UK: Growth, Challenges, and Future Trends](https://bloomfinancials.com/ultimate-guide-to-smes-in-the-uk-growth-challenges-and-future-trends/)
- [Cash Flow Statement: A Comprehensive Guide](https://bloomfinancials.com/cash-flow-statement/)
- [Understanding SIC Codes in the UK: A Comprehensive Guide](https://bloomfinancials.com/understanding-sic-codes-in-the-uk-a-comprehensive-guide/)
- [Umbrella vs PAYE: What’s Right for UK Contractors?](https://bloomfinancials.com/umbrella-vs-paye-whats-right-for-uk-contractors/)
- [Understanding Home Office Immigration Raids: What It Means for UK Businesses ](https://bloomfinancials.com/understanding-home-office-immigration-raids-what-it-means-for-uk-businesses/)
- [How to Apply for VAT Certificates: Best Step-by-Step Guide](https://bloomfinancials.com/how-to-apply-for-vat-certificates-best-step-by-step-guide/)
- [Guide to Asylum Seeker Compensation in UK](https://bloomfinancials.com/guide-to-asylum-seeker-compensation-in-uk/)
- [Self-Employed VS Sole Trader? Understanding the Key Differences](https://bloomfinancials.com/self-employed-vs-sole-trader-understanding-the-key-differences/)
- [Get Ready for End of Tax Year (5th April 2025) & New Tax Year](https://bloomfinancials.com/get-ready-for-end-of-tax-year-5th-april-2025-new-tax-year/)
- [Is there a Minimum Turnover for a Limited Company?](https://bloomfinancials.com/is-there-a-minimum-turnover-for-a-limited-company/)
- [HMRC Tax Warning for Couples with Joint Savings Accounts](https://bloomfinancials.com/hmrc-tax-warning-for-couples-with-joint-savings-accounts/)
- [Essential Tax Documents for Self-Employed UK Citizens](https://bloomfinancials.com/essential-tax-documents-for-self-employed-uk-citizens/)
- [How to Apply for a National Insurance Number: A Step-by-Step Guide](https://bloomfinancials.com/how-to-apply-for-a-national-insurance-number-a-step-by-step-guide/)
- [Top 10 Bookkeeping Hacks Every Small Business Needs](https://bloomfinancials.com/top-10-bookkeeping-hacks-every-small-business-needs/)
- [Sole Trader Registration Made Simple: What You Need to Know in the UK](https://bloomfinancials.com/sole-trader-registration-made-simple-what-you-need-to-know-in-the-uk/)
- [What is Self-Assessment and How to Complete Your Self-Assessment](https://bloomfinancials.com/what-is-self-assessment-and-how-to-complete-your-self-assessment/)
- [Understanding Unique Taxpayer Reference (UTR): A Comprehensive Guide for Business Owners](https://bloomfinancials.com/unique-taxpayer-reference/)
- [Understanding the 40% Tax Bracket 2025](https://bloomfinancials.com/understanding-the-40-tax-bracket/)
- [Is VAT Registration Necessary for Your Limited Company?](https://bloomfinancials.com/is-vat-registration-necessary-for-your-limited-company/)
- [How to Register for Construction Industry Scheme (CIS)](https://bloomfinancials.com/how-to-register-for-construction-industry-scheme-cis/)
- [Wave Accounting: Features, Benefits, and How to Get Started](https://bloomfinancials.com/wave-accounting-features-benefits-and-how-to-get-started/)
- [2025 Key Insights About Tax-Free Allowances in the UK](https://bloomfinancials.com/2025-key-insights-about-tax-free-allowances-in-the-uk/)

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